Dividend Stocks Newsletter for 4/3/2025

Contributing to your 401(k) consistently is good financial behavior - but contributing and optimizing are two different things. High fees, heavy company stock concentration, and target-date funds that follow a formula rather than your situation can quietly erode your balance over time.

74% of U.S. millionaires work with a financial advisor - more than double the general population rate. A fiduciary advisor can review your 401(k) for fees, allocation, and alignment with your actual timeline. SmartAsset's free quiz matches nearly 50,000 people each month with vetted fiduciary advisors in their area.

US debt crossed 40 trillion dollars on August 18, just five months after passing 39 trillion. The Treasury still plans to borrow 739 billion in Q3 and an estimated 628 billion in Q4.

Decades of savings in stocks, bonds, and dollar assets may not have decades to recover from another round of inflation or market instability. Physical gold offers a tangible alternative with no corporate earnings target and no third-party repayment promise.

AI data centers have a power problem nobody likes to talk about. A single rack of computers can now use more electricity than an entire office building.

One new chip, which looks more like a piece of plywood than a processor, delivers similar performance on a fraction of the power. Tech investing veteran George Gilder says that efficiency gap could decide who wins the next stage of AI.

Gilder has identified three companies positioned around this power breakthrough, calling them the Trillion Dollar Triangle.